Housing in Mokokchung reflects its transition from a traditional hill settlement to a modern urban center. The city center and older wards feature a mix of concrete multi-story buildings and traditional timber-framed houses with corrugated tin roofs, built to withstand the heavy monsoon rains.
Due to the hilly topography, homes are often constructed on steep slopes using reinforced retaining walls. The real estate market is relatively localized; land is generally owned by the indigenous tribal community, and customary laws restrict the sale of land to non-locals. The rental market is active, driven largely by students attending the city's educational institutions and government employees stationed in the district headquarters.

