The housing market on Kadmat is unique and largely non-commercial compared to mainland cities. Land is traditionally passed down through matrilineal family lines, a cultural remnant of the island's heritage. Buying and selling land is highly restricted to protect the indigenous population, meaning there is virtually no speculative real estate market.
Historically, homes were built using locally sourced materials, including coral blocks and thatched coconut leaves. However, environmental regulations now prohibit the mining of coral, and modern homes are typically built with imported cement, bricks, and corrugated metal or concrete roofing.
Housing is clustered in the central and eastern parts of the island to leave the western beaches open and to offer protection from monsoon winds. Government quarters are provided for mainland staff working in administration, education, or healthcare.