Housing in Majuli is deeply adapted to the island's unique ecology and seasonal flooding.
The most distinctive structures are the *Chang Ghars*—traditional stilt houses built primarily by the Mising community. Constructed from bamboo, wood, and thatch, these homes are elevated above the ground to protect inhabitants and livestock from monsoon floodwaters.
In administrative centers like Garamur and Kamalabari, concrete (pucca) houses and brick buildings have become more common. Real estate operates on a localized, rural scale, with land ownership traditionally passed down through families. Affordable housing is generally self-built utilizing local materials, though government housing schemes (like the Pradhan Mantri Awas Yojana) are active on the island.